Check your eligibility with no impact on your credit score

DIRECT LENDER

NO SET UP FEES

SAME DAY PAYOUT*

Get your personal loan in 3 simple steps



Check your eligibility
Select how much you want to borrow, answer a few questions & received an instant response.
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Get your personal loan in 3 simple steps



If you're eligible
If provisionally accepted you may proceed and complete your full application.
Apply Now
Get your personal loan in 3 simple steps



Same day transfer
Once approved we aim to transfer your funds the same day*.
Apply Now

Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. This means you would pay £1,386.08 in interest in addition to the amount borrowed. The rate and term you are offered is dependent on your individual circumstances.

*Payment by bank transfer once application approved, subject to our working hours of Monday to Friday: 8am to 8pm and Saturday 8am to 5pm

Representative example: If you borrow £550 over 18 months at a flat rate of 168% per annum (fixed) with a representative 679% APR you will make 18 monthly payments of £107.56, repaying £1,936.08 in total. The rate and / or term you are offered is dependent on your individual circumstances.

Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk

When might a personal loan help?

Life is full of ups and downs, and sometimes things just don’t go according to plan. When you find yourself needing some extra cash, a personal loan could be the answer.

Whether you need money for unexpected bills, car repairs, appliance breakdowns, family emergencies, or to cover the costs of medical, dental, or veterinary treatment, a personal loan may help in an emergency. However, it is important to consider whether borrowing is the right option for you. If you are struggling with ongoing financial difficulties, free and confidential debt advice may be more appropriate.

Is this loan right for you?

A personal loan may help in some situations, but it is important to consider whether borrowing is the right option for you.

 

This type of loan may be suitable if:

  • You need emergency access to funds
  • You understand the total cost and are confident you can afford the repayments
  • You have considered other, lower-cost options and they are not available to you

 

This type of loan may not be suitable if:

  • You are struggling to meet regular living costs
  • You need to borrow repeatedly to get by
  • You are considering borrowing for everyday expenses or non-essential spending

If this applies to you, free and confidential debt advice may be a better option. We encourage you to take time to consider your options before applying.

You can get support from organisations such as StepChange Debt Charity or Citizens Advice. You can find more information here.

What Do Our Customers Say About Us?

Why choose Loans 2 Go?

A UK-based direct lender with over 20 years’ experience

  • Clear information about costs before you commit
  • No admin or upfront fees charged
  • Eligibility checking without affecting your credit score

 

If you are provisionally accepted, you can decide whether to continue with a full application.

Our free eligibility checker lets you see whether you are likely to be accepted without affecting your credit score.

If you choose to continue with a full application, a credit check will be carried out and may leave a footprint on your credit file. Click Get Started to begin.

How to apply for a personal loan?

Simply click Get Started and provide us with a few details to see if you are eligible for a personal loan. You’ll receive an instant response after completing the eligibility check. Successful applicants can then complete their application and when approved, will get the money same day (subject to working hours).

Borrowing responsibly

Late or Missed repayments may affect your credit record and your ability to obtain credit in the future. If your circumstances change and you have trouble making repayments, contact us as soon as possible so we can discuss support options.